I graduated late 2016 completely unaware of the financial damage my newly acquired Master’s degree caused. We were devastated. The student loan debt alone was over $148,000! In addition to the mortgage and cars, we had a newborn and a second grader who attended a prestigious private school.
SLD (Student loan debt) is no joke. It is an awful place to be. It is suffocating. It robs you of your freedom, choices, living a normal life. And then there is a feeling of guilt and shame. After all, no one forced you to borrow all this money! Big part of why I started journaling was to share my frustrations, impatience, and loathing towards SLD.
EVERYBODY came from somewhere! Whether you are the first or 19th generation immigrant you are the foundation of this great country. You are an entrepreneur, a student, and a rebel! You built the bridges, the highways and the skyscrapers. You are the creative and powerful force behind the success of this nation. Be proud of who you are.
• GET TO KNOW YOUR LOAN. If you are in deep student loan debt, I feel your pain…It is an awful place to be. Find out how much do you pay in interest on a daily basis. You will be shocked. You will be FURIOUS! This is great, use this negative energy to your advantage and attack this sucker with vengeance.
Both my husband and I immigrated to the US as young adults pursuing “The American Dream.” While my husband fled religious persecution, I was in pursuit of a higher education. And we worked hard, really hard. As we moved through our goals, “The Dream” grew, evolved and finally morphed into a middle class nightmare. We found ourselves broke and broken.
The debt shrunk sluggishly, we worked and paid, worked and paid; the future with no debt was a distant goal we could no longer visualize. For the first time in our married life we ran out of encouraging words for each other. We were missing something very fundamental, but I couldn’t put my finger on it.